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About Our Agency

Maryland Moats Lexow Insurance is focused on quality coverage and competitive rates.

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MML Insurance is a local insurance agency with roots to Granite City, IL as far back as 1925. We are proud to serve our valued customers and communities across Illinois and Missouri with quality insurance coverage at competitive rates.

The story behind MML.

Maryland Moats Insurance was founded in 1925 and has been a local staple of the Granite City, IL, area ever since, protecting the people and businesses in and around the region. Ken Moats, the previous owner, was originally a Country Company’s agent. He bought the agency in 1985, and at that time it became the Maryland Moats agency. He kept it all the way until 2017 and was active in the agency at all times. At heart, he was passionate about farming, and he owns a farm up in Edwardsville, which is where he retired to. He has trust in Maryland Moats Lexow Insurance to this day that we still insure his family’s business.

Where we are today.

In 2017, Christy Lexow acquired the agency, combining her years of experience running her own agency with the same great people and values that have kept the agency going strong since its inception. This move has allowed us to expand our services to serve clients across Illinois and Missouri, with a focus on the St. Louis Metro East.

Our Mission Statement

At Maryland Moats Lexow Insurance, we strive to help you find the right insurance coverage for your needs while shopping for competitive rates to fit your budget.

Why Go Independent?
Meet Christy Lexow

Founder and Owner

  • Grew up in Edwardsville, IL.
  • Graduated from Edwardsville High School and Southern Illinois University, Edwardsville.
  • Joined the family business of insurance by starting her own insurance agency in 2005, C. Lexow Insurance Advisors, Ltd.
  • Acquired Maryland Moats Insurance in 2017.
Contact Christy
Insurance with a purpose.

Here at MML, we believe insurance is more than just a policy, it’s about protecting people. That’s why our primary goal is to provide our valued customers with top-quality coverage at the most competitive rates. As an independent insurance agency, we’re able to compare policies with top-rated, national insurance carriers to help you find the right options to meet your needs.

The meaning behind the car.

On the outside of our office building there is a sign with an old-fashioned car that Ken’s best friend had painted for him. Since that point in time, she has passed away. In order to honor Ken and keep his memory, Christy had it totally refinished. On the license plate, it reads “Moats,” so that Ken’s legacy at the agency will carry on for generations to come.

About Our Agency - Interior of the Office of MML Insurance, a Welcoming Desk, Vintage Industrial Lighting, a Chalkboard Sign and Shelves of Decor

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As an independent agency, we are here to help you find the right coverage.

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Who We’re Partnered With

Our partnerships are what enable us to bring you the quality insurance and service you deserve as our valued customer.

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

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As an independent agency, we are here to help you find the right coverage.

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  • Go over your options with an agent.
  • Get the coverage you need.

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